Dr. Ricky B. Ratchford D.D.S.
Dentist
He is located at 1473 North Mack Smith Road in Chattanooga, TN 37412. Can help patients with the following: Dental Bridges, Dentin Hypersensitivity, Gum Disease / Gingivitis, Pericoronitis, Teeth Whitening, Veneers. His National Provider Identifier (NPI) number is 1750444543. Appointment can be made via the phone number (423) 894-0101.
Conditions treated
Dr. Ricky B. Ratchford, being an dentist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Ricky B. Ratchford.
- Bleeding Gums
- Cosmetic Dentistry
- Dental Bridges
- Dental Crowns and Caps
- Dental Emergency
- Dental Exam and Cleaning
- Dental Implants
- Dental Malocclusion
- Dentin Hypersensitivity
- Dentures
- Gum Disease / Gingivitis
- Invisalign
- Laser
- Oral Cancer Examination
- Pericoronitis
- Teeth Grinding
- Teeth Whitening
- Veneers
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Ricky B. Ratchford as in-network for the following 2026 plans.
Dental plans
Cigna Healthcare
Network data as of Sep 15, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Cigna Dental Family + Pediatric | PPO · Low | Preferred | Accepting new patients |
| Cigna Dental Pediatric | PPO · Low | Preferred | Accepting new patients |
Humana
Network data as of Sep 13, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Humana Dental Smart Choice - High | PPO · High | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Lite | PPO · Low | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Low | PPO · Low | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Ricky B. Ratchford is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
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Questions & Answers
Does Dr. Ricky B. Ratchford accept insurance?
Dr. Ricky B. Ratchford is listed in-network for 5 ACA Marketplace (Obamacare/HealthCare.gov) plans from Cigna Healthcare, Humana. See the Marketplace plans section for details.
Where can you meet with Dr. Ricky B. Ratchford?
Dr. Ricky B. Ratchford's office is located at 1473 North Mack Smith Road in Chattanooga, TN 37412.
What conditions does Dr. Ricky B. Ratchford treat?
Dr. Ricky B. Ratchford provides treatment for Dental Bridges, Dentin Hypersensitivity, Gum Disease / Gingivitis, Pericoronitis, Teeth Whitening, Veneers. For the full list see this list.